Carolyn A. Backus, D.M.A., Professor of Vocal Studies. Who would benefit most from owning mutual funds? Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. Emeriti Plan View plan details Take charge of your future today. Interests in the retirement healthcare program are offered solely by the employer. Thomas Harrison, Jr., Ph.D., Professor of Accounting. (1970-1974, 1976-2010)B.S.N., Baylor U.; M.S.N., U. of Minnesota; Ph.D., U. of North Texas. (1968-1989)B.S., U. of North Texas; M.S.,ibid. (2000-2018)B.A., Wheaton College; M.A., Princeton U.; Ph.D.,ibid. Kenneth W. Busch, Ph.D., Professor of Chemistry. Bioinformatics analyst at Baylor College of Medicine and graduate from the Honors College at the University of Houston. Willis, Ph.D., Professor of Information System. TIAA-CREF Individual & Institutional Services, LLC serves as a broker-dealer with respect to underlying mutual funds only, and does not offer, market or sell interests in such plans or otherwise provide broker-dealer services with respect to the interests in such plans. Call 713-798-1000 Monday - Friday 8 a.m. - 5 p.m. ONLINE Request Now Request non-urgent appointments Find a Physician If your plan permits, you can withdraw some of the money you've put in over the years (but not earnings) due to financial hardship, such as medical or funeral expenses, while still employed. (1961-2011)B.A., Baylor U.; M.A.,ibid. For Patients & Visitors | Baylor Medicine - Baylor College of Medicine David Hendon, Ph.D., Professor of History. Faculty Emeriti | New York Medical College Franklin Potts, Professor of Finance (1968-2021)B.B.A., Baylor U., M.S., ibid. ; Ph.D.,ibid. What is the difference between a mutual fund and an annuity? Request for Faculty Appointment/Promotion (RFAP) form prepared by the Academic Unit. . Before investing, consider the investment objectives, risks, charges, and expenses of the fund or annuity and its investment options. Walter C. Holmes, Ph.D., Professor of Biology. Fidelity Investment Options. Papers of BCM faculty, staff, departments, students and affiliates Berry J. Klingman, M.F.A., Professor of Art. Naymond H. Keathley, Ph.D., Professor of Religion. Linda F. Garner, Ph.D., Professor of Nursing. You may also review your existing accounts and make transactions online by logging into your secure account. Faculty who reached the rank of Professor or Associate Professor before retirement, had twenty or more years of full-time college or university-level service (at least the last ten as a faculty member at Baylor), and had an established record of distinction as a teacher/scholar in service to Baylor University. Faculty Senate. The full name of Emeriti Retirement Health Solutions is The Emeriti Consortium for Retirement Health Solutions, an Illinois Nonprofit Corporation. Deposit and lending products and services are provided by TIAA Bank, a division of TIAA, FSB. foundation of Medicarethe Emeriti Health Insurance Plan Optionsa range of plan options, including Medicare-approved Part D prescription drug coverage. Mary A. Booras, M.A., Associate Professor of Speech Communication. (1963-1995)B.A., U. of Oklahoma; M.A.,ibid. The Academy of Distinguished Educators sponsors two events a year: Annual Academy of Distinguished Educators Showcase of Educational Scholarship, Norton Rose Fulbright Educational Grant Fund. Wallace L. Daniel, Jr., Ph.D., The Ralph L. and Bessie Mae Lynn Professor of History. It is possible to lose money by investing in securities. You can receive the current interest earned on your TIAA Traditional Account in monthly payments. Gerald R. Powell, J.D., Professor and the Abner V. McCall Professor of Evidence. Baylor to open regional medical campus in Temple - Houston Chronicle (2010-2020)B.S., Louisiana State U.; M.S., Purdue U.; Ph.D., U. of North Carolina, Greensboro. (1965-2008)B.A., Peru State College; M.A., Oklahoma State U.; Ph.D., U. of Maryland. The providers above are independent entities and are not legally affiliated. Bob E. Patterson, Ph.D., Distinguished Professor of Religion. Make a selection before beginning enrollment. (1981-2017)B.S., Southern Methodist U.; M.S.,ibid. William Bellinger, Professor of Hebrew Bible/Old Testament (1985-2021). R. Michael Rogers, J.D., Professor of Law. (1990-2015)B.A., Wichita State U., M.A., Western Washington State U.; Ph.D., U. of Illinois. David Swenson, J.D., Professor of Law and the George G. Kelly Professor of Law. Reviewing your current investment mix to see if you need to rebalance your portfolio as you near retirement. What types of items do you collect? (1972-2018)B.M., Florida State U.; M.M.E., George Peabody College; D.M, Florida State U. Dovalee Dorsett, Ph.D., Professor of Statistics and Quantitative Business Analysis. John "J.T." (1985-2005)B.B.A., Baylor U.; M.S., Oklahoma State U.; Ph.D., Michigan State U. Maxine B. Hart, Ed.D., Professor of Information Systems. Consider contributing to annuities1 that offer growth opportunities while your're saving and monthly income thats guaranteed for life when you retire. (E.E. ; M.M.S., U. of Notre Dame; Ph.D.,ibid. (1971-1986)B.M.E., U. of Oklahoma; M.M.,ibid. (1982-2019)B.A., Baylor U.; M.A., U. of Houston; Ph.D., Northern Illinois U. Darrell S. Vodopich, Ph.D., Associate Professor of Biology. (2004-2020)B.S., Tarleton State U.; M.Ed., ibid. Mutual funds offer diversification, professional management, relatively low investment minimums and fees, and a range of choices among different asset classes. Education Programs | BCM - Baylor College of Medicine (1989-2017).B.A., Baylor U.; M.R.E., Southwestern Baptist Theological Seminary; Ed.D., U. of North Texas. (1989-2004)B.F.A., Drake U.; M.A., U. of Iowa; Ph.D., U. of Texas. Is there a tax advantage to owning variable annuities versus mutual funds? Family Medicine Physician (Assistant Professor) - Gulfgate Clinic Stephen Heyde, Professor and Director of Orchestral Activities, The Mary Franks Thompson Professor of Orchestral Studies, and Conductor-in-Residence (1984-2021)B.M., Capital U.; M.M., Carnegie Mellon U. Thomas S. Hibbs, Ph.D., Dean Emeritus and Distinguished Professor of Ethics and Culture. ; Ph.D., Texas A&M U. James E. Wood, Jr., Ph.D., The Simon and Ethel Bunn Distinguished Professor of Church-State Studies. Southern Baptist Theological Seminary; Ph.D.,ibid. ; Ph.D, ibid. W. Music, D.M.A., Professor of Academic Studies. (1970-2005)A.B., Washington U.; B.D., Eden Theological Seminary; M.A., State U. of New York; Ph.D., Cornell U. John C. Flynn, Ph.D., Professor of Psychology and Neuroscience. (1981-2004)B.A., Columbia Bible College; B.D., Southwestern Baptist Theological Seminary; Ph.D., Baylor U. Ralph C. Wood, Professor of Theology and Literature (1998-2021)B.A., East Texas State U.; M.A., ibid; M.A., U. of Chicago; Ph.D., ibid. Strategic Plan 2024-2028; Strategic Plan 2012-2017; Strategic Plan 2006-2011; Informatics and Information Technology Strategic Roadmap; . Review your Welcome Kit carefully to verify the information is correct, including investments and beneficiary information. Find out why.Get to Know Houston. Baylor College of Medicine Senior Coordinator, Research Compliance Job Plan Options - Baylor College of Medicine - Fidelity Investments Your employer will typically allow you to withdraw funds once you've reached 62. (1971-1999)B.B.A., Baylor U.; M.Ed., U. of Arkansas; Ed.D., U. of Houston. Otherwise, mutual funds and annuities are treated very similarly when offered as part of your employers retirement plan. If you have not enrolled in the 403(b) Tax-Deferred Investment Plan within 45 days from your date of hire, you will be automatically enrolled in the Plan at a contribution rate of 3% of your pretax eligible earnings. Resources. . (1975-2017)B.F.A., U. of Kansas; M.F.A., Indiana U. Robert B. Kruschwitz, Ph.D., Professor of Philosophy. (Hon. Robert T. Doty, Ph.D., Professor of Mechanical Engineering. (1978-2011)B.S., U. of Texas; M.A.,ibid. (1969-2009)B.A., Baylor U.; M.S.W., Louisiana State U; Ph.D., Texas Womans U. Donald R. Edwards, Ph.D., Professor of Management. View your investment options with TIAA here. Think about using the Retirement Advisor ToolOpens in a new window to get more insights or call one of our experienced financial consultants to discuss more options at 800-842-2252. (1970-1987)B.S.N., U. of Pittsburgh; M.S., Texas Woman's U. William V. Davis, Ph.D., Professor of English and Writer-in-Residence. (1986-2009)A.B., Wabash College; M.S., U. of Notre Dame; Ph.D.,ibid. Please consult your legal or tax advisor. Lyle C. Brown, Ph.D., Professor of Political Science. (1963-1995)B.A., Cornell U.; M.S.,ibid. Buford Randall Jean, Ph.D., Professor of Electrical and Computer Engineering. (1968-2011)B.S., Tennessee Technological U.; M.S., Auburn U.; Ph.D.,ibid.Jim Ellor, Professor of Social Work. those enrolled in Medicare but not collecting Social Security (1981-2000)B.S.N., Wayne State U.; M.S.N.,ibid. (1960-1990)B.B.A., U. of Texas; M.L.S., Texas Womans U.; Ph.D.,ibid. ; Ph.D., ibid. (1973-2009)B.A., Texas Womans U.; M.L.S.,ibid. What are the benefits of owning mutual funds? (1990-2001)B.A., Baylor U.; M.A.,ibid. Delta R. Hafford, Ph.D., Associate Professor of Family and Consumer Sciences. Richard B. Riley, Ph.D., Professor of Political Science. Dr. PPTX Baylor College of Medicine - Kenyon College Provides routine updates and reporting to the Senior Associate for Research Compliance - RCOI to ensure timely communication regarding the status . All persons holding a current Baylor College of Medicine academic appointment (medical, graduate, and postdoctoral students, residents, fellows, staff, and faculty, etc.) ), Lamar U.; M.S. Founded in 1860, New York Medical College (NYMC), one of the nation's largest private health sciences universities, is the leading academic biomedical research university between New York City and the state capital of Albany, NY. (1984-2018)B.B.A., Texas A&M. Dianna M. Vitanza, Ph.D., Associate Professor of English. If you are an eligible classification, you automatically become a participant in the Plan when you reach age 18 and have completed 1 hour . (1978-2016).B.A., U. of California at Los Angeles; M.A.,ibid. (1983-2015)B.A., Southeastern U.; M.A., U. of Alabama; Ph.D., U. of Nebraska, Lincoln. Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. The office is committed to fostering an environment in which faculty can develop, succeed, and realize their full professional potential. Sue Margaret Hughes, Ph.D., Professor in University Libraries. (1956-1957, 1964-1998)B.S., Oklahoma Baptist U.; M.A., Vanderbilt U.; Ph.D.,ibid. (1990-2018)B.A., St. Edwards U., M.A., U. of Notre Dame; Ph.D.,ibid. Mutual funds offer systematic withdrawals. (1968-2000)B.M., Morningside College Conservatory of Music; M.M., Indiana U.; D.M.A., U. of Arizona. Contribute the maximum annual amount to your retirement savings. The mutual funds chosen for your retirement savings plan provide the opportunity to focus on specific market segments - all of which offer varying degrees of risk and reward opportunities. Billie H. Nowlin, Ed.D., Professor of Home Economics. (1967-2014)B.A., U. of Texas; Ph.D.,ibid. Medicare Part B premiums . The value of a variable annuity is subject to market fluctuations and investment risk so that, if withdrawn, it may be worth more or less than its original cost. (1985-2005)B.S., Southern Methodist U.; M.S.,ibid., Ph.D.,ibid. Any savings have the potential to help in the future, but ideally, you still should aim for 10-15% of your pre-tax income annually. (1983-2021).B.A., St. Olaf College; J.D., William Mitchell College of Law; LL.M., Temple U. Rosalie Beck, Ph.D., Associate Professor of Religion. Generally speaking, riskier investments should be made when youre younger, so you have plenty of time to potentially recoup losses. There are a number of important differences between mutual funds and annuities when they are offered under a retirement plan. Faculty Affairs & Development organizes workshops on topics such as teaching in different environments, communication skills, curriculum design and more. Current curriculum vitae of the candidate. ; Ph.D., U. of Texas. ; M.Div., Pittsburgh Theological Seminary; Ph.D., Southern Baptist Theological Seminary. (1966-2003)B.A., Baylor U.; B.D., Southern Baptist Theological Seminary; M.A., Baylor U.; Ph.D., Indiana U. Bruce C. Cresson, Ph.D., Professor of Religion. (1955-1973, 1980-1999)B.A., Carson-Newman College; M.A., Columbia U.; B.D., Southern Baptist Theological Seminary; Th.M.,ibid. To submit an abstract - Aug. 14, 2023 by 5 p.m. Poster Presentation - Sept. 15, 2023 Patricia D. Wallace, Ph.D., Professor of History. (1976-2017)B.A., Washington U.; M.A.,ibid. Waco, Texas, BaylorUniversity Waco,Texas76798 1-800-229-5678, Departmental Resources: Tenure & Promotion, Evaluation, Tenure, Promotion, and Compensation, Policies and Procedures Related to Employment at Baylor, Course Actions, Revisions and New Proposals, BUPP 706 Faculty Workload and Merit Evaluation, BUPP 717 Academic Credentials for Faculty and Graduate Teaching, Strategic Enrollment Management (SEM) Plan, Baylor/Xavier University Exchange Program, Discipline-Specific Diversity, Equity, Inclusion, & Belonging Training and Education Proposals, HR Resources for Managers & Academic Leaders, Electronic Course Action System (ECAS) User's Guide, Robbins College of Health and Human Sciences, George W. Truett Theological Seminary Admissions. ; Ph.D., U. of Michigan. Karl A. Umlauf, M.F.A., Professor of Art and Artist in Residence. (1988-2001)B.S., U. of Texas; M.S., Oklahoma State U.; Ph.D.,ibid. ; Ph.D., U. of Minnesota. Martha L. Sanford, Ph.D., Associate Professor of Nursing. Professional development opportunities are available for every stage of your career. Substance Abuse View All Clinical Trials General Inquiries Call today to schedule an appointment or fill out an online request form. B.A., Furman U.; M.Div., Southeastern Baptist Theological Seminary; Ph.D., U. of Cambridge. M. Michael Umble, Ph.D., Professor of Management. Frederick R. Gehlbach, Ph.D., Professor of Biology. To obtain vesting information regarding this plan, contact TIAA at 800-842-2252. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. ; Ph.D.,ibid. Western Illinois U.; M.S., U. of Missouri, Rolla; Ph.D.,ibid. If requested before 2 p.m. you will receive a response today. (1989-2002)B.A., U. of Texas; M.A.,ibid. are eligible to submit an abstract for presentation as a virtual poster display at the showcase. schedule an appointment with a TIAA investment professional or attend a seminar. Donald L. Hardcastle, Ph.D., Professor of Physics. (1973-2011)B.S. There are plenty of options and every investor is different. David W. Eldridge, Ph.D., Professor of Biology. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. (1973-2008)B.S., Oklahoma Christian U. of Science and Arts; M.A., North Texas State U.; Ph.D., U. of Missouri. Some of these expenses are fixed and other expenses may vary from year to year. What is the difference between a mutual fund and an annuity? ; M.S., ibid. Teachers Insurance and Annuity Association (TIAA) will provide services to the plan and may issue plan communications on behalf of the plan sponsor, in its capacity as a plan recordkeeper. The Bernard and Anne Spitzer School of Architecture CUNY School of Medicine Colin Powell School for Civic and Global Leadership School of Education The Grove School of Engineering . increase substantially for the following groups: new retirees. The amount you withdraw will reduce your lifetime annuity income accordingly. Joseph F. Vlez, Ph.D., Professor of Spanish. Contact your HR Benefits Office for additional information and assistance. Terry M. Roller, M.F.A., Professor of Art. Many financial planners estimate that youll need 80-90% of your pre-retirement income to maintain your lifestyle in retirement. Charles M. Tolbert, Ph.D., Professor of Sociology. These payments generally are available to individuals who have attained age 55 but have not yet reached RMD Applicable Age and must begin at least one year prior to reaching RMD Applicable age. This fee will be deducted proportionally from each investment in your account Quarterly and identified as "TIAA Plan Servicing Fee" on your statements. Delton L. Chesser, Ph.D., Professor of Accounting. ; Ph.D., U. of Texas, Arlington. Paul A. McCoy, M.F.A., Professor of Art, Ceramist-in-Residence and Director of The Allbritton Art Institute. ; Ed.D., Texas Womans U. Patrick L. Odell, Ph.D., Professor of Mathematics. (1986-2020)B.S.E., Ouachita Baptist U.; M.S., Southern Methodist U.; Ph.D., Memphis State U. Kenneth T. Wilkins, Professor of Biology (1983-2022)B.A., U. Texas at Arlington; M.A., Texas A&M U.; Ph.D., U. of Florida. Ronald Beal, LL.M., Professor of Law. 2021 Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, 730 Third Avenue, New York, NY 10017. ; Ph.D.,ibid. Mary P. Nichols, Ph.D., Professor of Political Science. Your Account: Select the account you would like to log in to. Randal L. Vaughn, Ph.D., Professor of Information Systems. Teachers Insurance and Annuity Association (TIAA) will provide services to the plan and may issue plan communications on behalf of the plan sponsor, in its capacity as a plan recordkeeper. Dennis Johnston, Professor of Statistical Science (2003-2021)B.S., U. of Texas, Arlington; M.S., U. of Texas; Ph.D., Texas Tech U. Jerry Johnson, Professor of Marketing (1974-2021) B.B.A., Baylor U.; M.B.A., ibid. (2005-2020)B.S., Baylor U.; M.S., Texas Tech U.; Ph.D., ibid. (1979-1999)B.S. Your right to a lump-sum distribution from your TIAA Traditional Account may be restricted to taking periodic payments under the terms of the contract. Institute for Clinical & Translational Research, Request for Faculty Appointment/Promotion. Learn about the plan basics, including eligibility, and investment options available through Fidelity and TIAA for Baylor College of Medicine retirement plan(s). Jeffrey S. Powers, M.M., Professor of Instrumental Studies. See Faculty Appointments and Promotions Guidelines. ; Ed.D., U. of North Texas. Tillman B. Rodabough, Ph.D., Professor of Sociology. Stuart Rosenbaum, Ph.D., Professor of Philosophy. John D. McClanahan, M.F.A., Professor of Art. Lawrence G. Felice, Ph.D., Professor of Sociology. Investment in variable products is subject to the risks associated with investing in securities, including loss of principal. (1957-1997)B.A., Hendrix College; M.A., Vanderbilt U.; Ph.D.,ibid. Min., Chicago Theological Seminary; Ph.D., ibid. I'm passionate about genetics, data science, and technology. Pre-Medicine. Mary Ruth Smith, Ph.D., Professor of Art and Art History. Charles H. Talbert, Ph.D., Distinguished Professor of Religion. (1988-2022)B.A., U. of Rhode Island; M.A., U. of Florida; Ph.D., ibid. Emeriti, TIAA-CREF, Savitz, Aetna Life Insurance Company, and HealthPartners are independent corporations and are not legally affiliated. Or you can decide to receive income for a certain number of years or take a cash withdrawal (depending on your plans provisions). schedule an appointment with a TIAA investment professional or attend a seminar. (2000-2020)B.A., Austin College; M.M., Cleveland Institute of Music. Review your Welcome Kit carefully to verify the information is correct, including investments and beneficiary information. Emeriti Retirement Health Solutions is not an insurance company, insurance broker or insurance provider. (1985-2003)B.S., The College of William & Mary; Ph.D., U. of Texas. (1982-2018)B.S., Baylor U.; M.S., ibid. As a Baylor Medicine patient, you'll have access to exclusive clinical trials, leading-edge procedures, and the brightest minds in medicineall working together to provide you with more options . This may be restricted by the terms of your TIAA contracts. W. Keith Hartberg, Ph.D., Professor of Biology. Mark Anderson, M.F.A., Professor of Art and Art History. Fees should be just one factor in your decision-making process since the lowest cost option may not be the best one for you. William F. Cooper, Ph.D., Professor of Philosophy. D.E. (1994-2020)B.S., Julliard School of Music; M.M.,ibid; D.M.A.,ibid. (1986-1987, 1988-2020)B.A., Northern Illinois U.; M.A., U. of Iowa; M.F.A., ibid. (1987-2007)B.S., Baylor U.; M.A., U. of Texas; Ph.D.,ibid. Any guarantees under annuities issued by TIAA are subject to TIAA's claims-paying ability. (2000-2015)B.A., Wichita State U.; B.D., Yale U.; M.A., Wichita State U.; Ph.D., Yale U. William C. Robinson, M.M., Associate Professor of Music. ; Ph.D., Rice U. William R. Trail, J.D., Professor and The Darrell L. Keith Professor Law and Medicine. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. ; Ph.D., U. of Georgia. (2010-2020)B.F.A., U. of Nebraska; M.F.A., Wichita State U. F. Michael Ard, D.M.A., Professor of Keyboard Studies. (1988-2009)B.S.E.E., Texas Tech U.; M.S.E.E., Southern Methodist U.; Ph.D.,ibid. Contributing even a small amount now can potentially make a big difference by the time you retire.